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Personal finance apps

Budget every payday, not every month.

L3R is a family studio building a growing collection of budgeting apps you buy once, like Payday Bill Planner, Payoff Haven and Little Jars. No subscription, no bank connection, and your data stays in your browser.

Want it on every device? Cloud Sync is optional.

Try before you buy. Need something built for your business? Start a project

Payday Bill Planner
Payday Bill Planner screenshot
Not per calendar month
Per payday
Two incomes, one plan
Household
No subscription
One-time
Not a spreadsheet
Web app
Why per payday

Rent is due on the 1st. You get paid every second Friday.

Bills arrive on dates that have nothing to do with when you get paid. Rent on the 1st, phone on the 4th, car insurance on the 12th. The month balances on paper and still goes wrong in practice, and you're left wondering where the money went.

Payday Bill Planner works in pay periods instead of calendar months. Every bill is assigned to the payday that actually has to cover it, and each pay shows what's due, what you've already paid, and the figure that matters most: available this pay. A heavy fortnight is visible before you walk into it.

Out now

Payday Bill Planner

Budget every payday. Know what each pay has to cover, and what's left.

CA$14.99Learn more

Try the free demo, no signup · runs in your browser, nothing to install.

Also out now: Holiday Gifts Planner (holiday gift budgets) · Payoff Haven (debt payoff) · Little Jars (sinking funds). See all the apps and prices →

Reviews

Rated by our buyers and clients

Love how simple and organized this app is! The design is clean, easy to use, and perfect for keeping track of your bills. A great alternative to complicated spreadsheets. Highly recommend!

Sarah

I absolutely love them!! I have never seen anything like the Paycheck planner breakdown and it is GENIUS - and has helped so much so far. I honestly don’t see how it could be any better haha! Your question about having a button that would send debt payments from the planner to the tracker would also be genius, that’d be so great! Honestly, keep up the amazing work!

Lea P.

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Budgeting made easy! Thanks to the brilliant mind behind this ☺️

Marigem B.

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I'm absolutely obsessed with both purchases from this shop. The apps are truly amazing and yet so simple and modern and has everything I could need. I LOVE the paycheck breakdown of the bills. I hope they come out with more just like this that covers savings, sinking funds, retirement type stuff. Definitely recommend!

LS Pierce

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Client work

Built for real businesses

Alongside our own apps, we build websites and tools for small businesses.

  • Website
    Marlee Medical Centre homepage, with the weekly physician schedule

    Walk-in clinic, Toronto

    Marlee Medical Centre

    We built and improved the clinic's website. It was our first clinic project, and it led to work for three more clinics.

  • Google Sheets
    fx= units × ratePay periodEmployeeUnitsRatePayTotal this pay

    Production business, United States · Upwork

    Payroll calculator in Google Sheets

    We built a Google Sheet that works out payroll from production numbers, with variables the client can adjust as their operation changes.

  • Google Sheets
    BeforeItemOwnerStatusAfter

    Client in Estonia · Upwork

    Google Sheet redesign

    We reworked a data-heavy Google Sheet so it is easier to read and use, delivered ahead of the deadline.

    "Fast and efficient :)"
    Client review on Upwork
  • DatabaseIn progress
    Customer categoriesThis monthRegularOccasionalLapsedMoved upMoved down

    Business in New Zealand · Upwork

    Customer category database

    We're building a database that sorts customers into categories each month and shows who moved up or down, so the business can win back lapsed customers and turn more into regulars.

Questions

The things people ask before they buy

Yes. Every app has a 30-day money-back guarantee. If it is not what you expected, email info@l3rdigitalstudio.com within 30 days of buying and we will refund it in full, no forms and no questions. We would rather have the feedback than the money.